Clariva ClarivFinance
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Cloud accounting · Built for Nigeria

Smart accounting. Complete control.

ClarivFinance brings invoicing, approvals, payroll, inventory and financial statements into one secure cloud platform — designed for Nigerian SMEs and the accountants who serve them.

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129-account Nigerian COA
FIRS-ready VAT & WHT
Secure cloud access
ClarivFinance
Dashboard · Jun 2026
Revenue
₦8.4M
▲ 12% vs May
Net Profit
₦5.3M
▲ 8%
Gross Margin
63%
Stable
Monthly RevenueFY 2026 · ₦
CF-0071 · Dangote Ltd₦480kPaid
CF-0072 · Zenith Plc₦220kPending
PV-0043 · Salaries₦150kAwaiting MD

Run your books with the  calm  of a full finance team.

Every figure,  reconciled.  Every tax, accounted for.

The quiet confidence of books that are  always in order. 

Run your books with the  calm  of a full finance team.

129

Accounts in the standard Nigerian chart of accounts

Scales

From 4 users to unlimited, with role-based access control

11

Module groups across the full accounting cycle

100%

Cloud-based — access from any device, anywhere

The problem

Still managing your finances on spreadsheets?

Excel files, WhatsApp voice notes and handwritten ledgers leave Nigerian businesses without real-time visibility or an audit trail.

No real-time visibility into cash flow
Invoices go unpaid because nobody tracks debtors
Approvals happen by phone with no audit trail
Month-end reporting takes days, not minutes
📊 Accounts — June 2025.xlsx
Invoice — Ade & CoUNPAID?
Petty cash July???
Salary — AugustNOT POSTED
Bank reconciliationDIFF ₦40k
VAT returns Q3OVERDUE
Last updated: 3 weeks ago by someone unknown
The platform

One platform, four jobs done well.

Built by chartered accountants, for Nigerian businesses — the whole accounting cycle, grouped around the work you actually do.

Sell & get paid

Raise credit and cash invoices, record receipts and keep debtor balances accurate — with VAT and withholding tax handled on every line.

Invoicing Receivables VAT & WHT Debtor ageing
Control what you spend

Move from purchase order to goods receipt to supplier bill, with every payment routed through a controlled three-level approval chain.

Procure-to-pay Payables Approvals Audit trail
Run day-to-day operations

Track stock with proper costing, run an NTA 2025-compliant payroll and maintain your fixed-asset register — all posting straight to the ledger.

Inventory Payroll Fixed assets Banking
See the whole picture

A 129-account Nigerian chart of accounts feeds an Income Statement, Balance Sheet and KPI dashboard that reconcile by construction.

Ledgers Financial statements KPI dashboard
How it works

Up and running in three steps.

1
Request access

Submit your details and our team configures your chart of accounts, user roles and invites your team members.

2
Set up your business

Add your customers and suppliers. Your 129-account chart of accounts is pre-loaded and ready to use from day one.

3
Start transacting

Raise invoices, process payments, manage approvals and view financial statements — all from one secure platform.

Pricing

Simple, transparent pricing.

One implementation & training fee to get you live, then an annual licence. No monthly subscriptions, no per-transaction charges.

Foundation
₦500,000 one-time
then ₦360,000 / year · up to 4 users
GrowthPopular
₦700,000 one-time
then ₦500,000 / year · up to 10 users
Custom Pro
Request a Quote
assessment-based · unlimited users
Managed service

Prefer to hand it over entirely?

Beyond the software, Clariva can run your entire finance function — bookkeeping, payroll, management accounts and statutory filing — on ClarivFinance, managed by our chartered accountants.

Explore Managed Service →
team / advisor photo
Get started

Ready to take control of your finances?

Join Nigerian businesses managing their accounts with confidence, clarity and control.

Book a Demo Request Access
Clariva ClarivFinance

By Clariva Consulting

A cloud-based accounting and financial management system for Nigerian businesses. Built with clarity. Designed for control.

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